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Legal

Cookie Policy

Last updated: 2026-03-16

Policy version: 2026.03.16-gh-v1

What are cookies?

A cookie is a small piece of text that our web server stores on your computer or mobile device, which your browser sends to us when you return to our site. Cookies do not necessarily identify you if you are merely visiting our website; however, a cookie may store a unique identifier for each logged-in user. The cookies we use are essential for the operation of the website, or are used for performance, functionality, and security purposes.

For example, cookies allow us to remember things about your visit to our website, such as your preferred language, time zone, and other preferences, in order to make the site and service easier for you to use.

In order to offer the highest level of usability, performance, and security we use both session cookies and persistent cookies. A persistent cookie consists of a text file sent by a web server to a web browser, which will be stored by the browser and will remain valid until its set expiration date (unless deleted by the user before the expiration date). A session cookie, on the other hand, will expire at the end of the user session, when the web browser is closed.

How and why we use cookies

The cookies and similar technologies we use — including browser cookies and local shared objects — share one goal: to offer, measure, and improve all aspects of our service. We differentiate between cookies that are strictly necessary for access and navigation, those that track usage (performance cookies), those that remember your choices (functionality cookies), and those that provide targeted content.

1. Access and security (Strictly Necessary Cookies)

  • To recognise your computer when you visit our website and to facilitate logging in
  • To protect your security and fight spam and abuse of our website and service
  • To prevent unauthorised third parties from accessing your account

2. Settings (Functionality Cookies)

  • To remember details about your browser, site settings, and preferences you have specified related to the use of our website and services (e.g. preferred language or time zone)

3. Analytics and research (Performance Cookies)

  • To help us gain important insights and understand the way people use our website and service

4. Advertising and marketing (Other Cookies)

  • To personalise the website and service for you
  • To include advertisements which may be of particular interest to you

In an effort to understand the way people use our website and service, we may use analytics tools. These tools use cookies to gather information and analyse site navigation and how users reached our website and service.

We do not release any information collected from our own cookies to any third-party providers, except for service providers assisting in managing cookies.

What can I do to control how cookies are used?

You can disable the installation of cookies by entering the corresponding settings in your browser software (e.g. in Chrome, Firefox, Opera, or Safari). However, in this case you may jeopardise your use of the complete range of functions on the website.

For general information about cookies and how to disable them, please visit www.allaboutcookies.org.

Changes to this policy

Although significant changes are rare, this policy may be amended as new features, technology, or legal requirements arise. We will notify you if we make a significant change and, where required, seek your consent.

Questions

If you have any questions about our use of cookies, please email us at support@payledger.co.